+1 (980) 285-2833
+1 (980) 285-2833
Kaizen Financial provides personalized guidance for health insurance and ACA Marketplace plans, Medicare, life insurance, supplemental benefits, and retirement and annuity solutions. We help individuals, families, and business owners understand their available options and make informed decisions.
Yes. Kaizen Financial helps individuals and families explore health insurance options through the ACA Marketplace in Charlotte, NC, including individual and family coverage, plan comparisons, possible financial assistance, and enrollment guidance.
The Affordable Care Act (ACA), commonly known as Obamacare, created the Health Insurance Marketplace where eligible individuals and families can explore and compare health insurance coverage. Depending on your circumstances, you may qualify for financial assistance that could reduce the cost of coverage. Eligibility depends on factors such as household income, household size, and other requirements.
Yes. Kaizen Financial can help you understand available health insurance options based on your circumstances and eligibility. The goal is to help you understand factors such as premiums, deductibles, provider networks, copays, and out-of-pocket costs before making a decision.
In certain circumstances, you may qualify for a Special Enrollment Period following a qualifying life event. Examples can include losing qualifying health coverage, marriage, divorce, having a baby, adoption, or moving. Eligibility requirements apply.
ACA Marketplace coverage may be relevant for self-employed individuals, entrepreneurs, families, people without employer-sponsored coverage, people transitioning between jobs, and individuals experiencing certain qualifying life events. Eligibility depends on your specific circumstances.
Yes. Kaizen Financial provides guidance to individuals who are approaching Medicare eligibility, are already enrolled in Medicare, or need help understanding their available options.
Medicare Advantage and Medicare Supplement/Medigap are different approaches to Medicare coverage. Medicare Advantage plans are offered by private companies approved by Medicare and may include additional benefits depending on the plan. Medigap policies can help cover certain out-of-pocket costs associated with Original Medicare. Your eligibility, healthcare needs, provider preferences, and financial circumstances can affect which option may be appropriate for you.
Medicare Part D provides prescription drug coverage for eligible Medicare beneficiaries and is designed to help manage prescription medication costs.
If you are approaching Medicare eligibility or are turning 65, understanding Medicare enrollment periods and your available coverage options can make the process easier. Kaizen Financial can help you understand the alternatives available to you.
Choosing insurance is about more than comparing prices. You need to understand your coverage, your benefits, your options and how each decision may affect your family and financial future. At Kaizen Financial, we help individuals, families and business owners understand their options and make informed decisions with confidence.
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